How it Works
iDebit lets you securely pay merchants with funds directly from the bank you know and trust.
Want to iDebit but don’t have an account?
Sign up now or check out as a guest and create an account at the end of your first payment ‑ no approval process, no problem.
Why choose us? The benefits begin as soon as you click iDebit at checkout.
iDebit directly from my bank
With iDebit, banking credentials stay securely between you and your trusted bank-they are never stored or shared with the merchant. Check our FAQs to see if your bank is included.
iDebit without a credit card
iDebit enables you to pay for purchases directly from your online bank account, no credit card needed.
iDebit in seconds
iDebit features a simple payment process – no pre-registration or complicated signup to deal with. Check out as a guest or sign up quickly during your first transaction and we’ll take care of the rest!
iDebit without paying high fees
With iDebit, there are no hidden fees. Our transaction fees are low and you can transfer funds between merchants for FREE.
iDebit and go!
iDebit payments are completed in real time and the merchant receives instant payment confirmation. Sign into your account any time to view your complete transaction history and balance.
Security is iDebit’s top priority and we take every precaution to make sure you can spend worry‑free.
What you can be assured of when using iDebit:
- Bank authentication ensures it's actually YOU accessing your online banking, which includes requiring full bank login credentials and correct completion of the bank's security question.
- Transactions are monitored and verified by leading security certification firms.
- Personal information is transmitted securely using 128-bit encryption technology, protecting you and your sensitive data from fraud.
- Our servers are hosted in a restricted access, state-of-the-art data center protected with biometric palm scanners and 24/7 security guards.